Ford Novated Leases

Ford vs Holden? No competition, right? If you’re looking to lease a Ford, it’s safe to say there are plenty of options. However, one of the best and most affordable ways to secure a brand new Ford is through a novated lease.

A novated lease gives drivers all of the convenient benefits of leasing, without any of the usual stress. Not convinced? Read on to see why novated leasing with Clear Lease is the right move for you.

How does a novated lease work?

Novated leasing allows employees to lease a vehicle through their salary packaging. Each pay cycle, their employer will deduct a fixed cost from their salary, financing the car, as well as the maintenance operational, and insurance costs.

One of the biggest benefits of novated leasing is the fact that the payments are taken from your pre-tax salary, leaving you with a lower taxable income and saving a load of money!

Once you’ve decided a novated lease is the best way forward, you’ll be able to choose from a range of the latest and greatest that Ford has to offer. You’ll also be able to use your vehicle for pleasure as well as business, which isn’t always the case when you get a car through your employer.

When the lease comes to an end, you’ll be presented with a few different options. Firstly, you can pay off the residual amount due on the vehicle. This amount is outlined by the ATO and paying it will result in you taking full ownership of the car.

Alternatively, you can refinance the residual or re-establish your existing lease for an additional term. The choice is completely up to you, but we’ll always be on hand to offer the help you need to find the best solution. Often people upgrade their vehicle into the newer model and continue with their novated lease arrangement, once you get a taste of the savings you can make you’ll never look back.

Novated leasing is by far the simplest and most stress-free way to get a new car. Plus, thanks to the tax savings that you’ll be making, your money will go further which will open up your options for buying a better car. If you’re looking to drive your dream car, then you should definitely be considering taking out a novated plan with Clear Lease.

Here are some of the other impressive benefits that a novated lease has to offer:

  • You don’t have to pay GST on the purchase price of the vehicle, saving you thousands!
  • Flexible plans. There are a number of different novated leasing plans to match your lifestyle and income level.
  • You’re always in the drivers seat and will never be stung by unexpected charges.
  • Discounted fuel, maintenance and insurance. Since we manage a large volume of vehicles, we’ve negotiated some amazing discounts with our fuel and maintenance partners for our customers.
  • We can help you source the car of your dreams at a discounted rate so you can drive a brand new car for less.
  • Save money by reducing your income tax.

Drive the car you want without compromising your lifestyle

Buying a new Ford can be expensive. Aside from the upfront cost of the vehicle, you’ve also got fuel, maintenance, rego and insurance to take into account. These costs can quickly add up and bills arrive on your doorstep at inconvenient times of the year where funds may not be easily available. Many car owners end up having to make compromises on their lifestyle to afford them.

With novated leasing, everything can be taken care of in a single payment. As a result, you’ll always know exactly how much will be paid each pay cycle and can rest easy knowing that you’re never going to have to shell out loads of cash for maintenance, insurance rego, and repairs in one hit.

You shouldn’t have to make sacrifices in order to get your dream car. Take out a novated lease and you can drive what you want, without draining your bank account.

An added bonus with Novated Leasing is that you don’t pay a deposit on the vehicle, keeping your savings tucked away for a rainy day AND you don’t pay GST on the purchase price of the vehicle!

Benefits of a Ford novated lease

Clear Repayments

At Clear Lease, our philosophy is to make novated leasing as simple and transparent as possible. When you take out a lease through us, you’ll know exactly what you have to pay each month and what your money is going towards.

The repayments will vary depending on a number of factors, including the price of your Ford, the length of the lease, the size of the ATO allocated balloon and the level of maintenance and insurance coverage that you decide to include. All of the running costs are spread evenly within your usual payroll period, making every payment crystal clear.

Servicing & Roadside Assistance

When it comes to deciding the level of insurance and roadside assistance that’s included in your lease, you’ll be the one calling the shots. For many people, our fully maintained novated lease is a great option, covering all expenses and making the whole process as easy as possible. You’ll also have the benefit of making the payments out of your pre-tax income, potentially saving you tonnes of cash.

Other people might prefer to sort out their own maintenance, which is absolutely fine! For them, our non-maintained novated lease will be the way to go. Whatever you choose, at Clear Lease, we’ll support you every step of the way.

Fees and Charges

At Clear Lease, we charge a small fee that will be included as part of the monthly payments. Of course, this cost will be made extremely transparent and will never be hidden away where you can’t find it. The fee is a nominal cost to cover our management of your vehicle and all of your accounts, it can differ depending on the options you choose within your lease and is clearly disclosed on your quote.

Running Costs

For most people, a large portion of the running costs will be included as part of the novated lease plan. These include:

  • Car registration
  • Insurance premiums
  • Fuel costs (managed via a fuel card)
  • Servicing & maintenance
  • Tyres
  • Regular car washing
  • Road side assistance

Since we manage such a large number of vehicles, we’ve negotiated some awesome discounts and deals with our fuel and maintenance partners. As a result, Clear Lease drivers will be saving money on every single trip!


In our opinion, when compared to buying a car outright, novated leasing is usually always a more cost-effective option. With a novated lease, many people can afford cars that they wouldn’t be able to otherwise drive. Firstly you save thousands by not paying GST on the purchase price of the vehicle, secondly you don’t pay a deposit when you purchase a vehicle through a novated lease. Finally you benefit from reducing your income tax by paying for your vehicle with your pre tax salary.

With the big tax savings and the inclusion of maintenance and running costs, novated leasers can save thousands every year!

At Clear Lease, we can offer our customers the choice from a huge range of Ford vehicles. The prices on each of them do vary, since insurance, maintenance, and other costs have to be taken into account. One of the more affordable Fords is the Ford Fiesta, however you can often opt for a vehicle you may have previously thought was outside your budget because of the money you’ll save establishing a novated lease compared to a regular car loan.

To get an accurate reading on costs please use our car leasing calculator.