Toyota Novated Leases

Toyota! You’re dying to jump in the air in front of your new car, aren’t you? Make it happen with a Novated lease. As one of the world’s most trusted vehicle manufacturers, Toyota has been making reliable, high quality cars for 80 years.

Now, with our Toyota novated lease, you could save thousands on your next car and drive away with a quality vehicle that doesn’t break the bank. Whether it’s a Landcruiser, Prado, Hilux, Corolla or any other Toyota model – Clear Lease has the very best Toyota lease plans in Australia.

Why should you go with a novated lease?

If you’re new to the world of novated leases, let us explain exactly what they are before we get to the benefits. Put simply, a novated lease is an agreement between you, your employer and Clear Lease. Your employer deducts the cost of the lease from your salary package, letting you repay the cost of the vehicle and other expenses through your pre-tax income.

The payments are taken from your regular pay cycle, covering the cost of the vehicle as well as the cost of insurance, maintenance, rego, fuel and running costs. Since everything is paid for pre-tax, novated leasers save money by reducing their taxable income.

Another benefit is you don’t have to pay GST on the purchase price of new vehicles – saving you thousands from day one. At the end of the lease, the ATO will outline the residual amount that’s due and you’ll have the option to pay out the balloon to own the car. Alternatively, you can refinance the balloon over an additional term, or extend your existing lease for another term. Whatever you choose, you can be sure that you’ll be making some impressive savings and that Clear Lease will be with you every step of the way.

Here’s a quick look at the amazing benefits a novated lease can provide:

  • You don’t pay GST on the purchase price of the vehicle.
  • Discounted fuel, maintenance and insurance. We manage a large volume of vehicles, so we can pass on discounted services, saving our clients even more money.
  • There are various finance plans to match your lifestyle, making novated leases one of the most flexible lease options on the market.
  • Everything can be covered in one payment – no more nasty bills sneaking up on you.
  • Reduce your taxable income, keeping more money in your pocket.
  • We can help you source the car of your dreams at a discounted rate so you can drive a brand new car for less.

All the benefits really do stack up. Why wouldn’t you go with a novated lease?

Drive the car you want without compromising your lifestyle

Buying a car can really put a big dent in your life budget. There’s the upfront cost, plus all the other expenses that come with owning a car – maintenance and essential running costs, like fuel. With a Toyota car lease, all your costs can be covered in one easy payment from your pre-tax income. Why let the taxman take your bucks?

Benefits of a Toyota novated lease

Clear Monthly Payments

When you take out a monthly lease on a Toyota, you’ll know exactly how much you need to pay on a regular basis. No surprise bills. No dramas. At Clear Lease, our aim is to make novated leasing easy for everyone. We help our customers find the perfect novated lease plan for them.

The monthly amount you’ll pay will depend on a number of things – such as the vehicle price, the estimated kilometres per year, the amount of expense inclusions you choose, the term of your loan and what the ATO outlined residual amount is. But we’re not shonky dealers, there’ll never be any hidden costs when you go through Clear Lease – you’ll never get stung with unexpected charges.

Servicing, roadside assistance and more

When you arrange a vehicle lease, you’ll save on more than just the purchase price. Depending on your lease plan, you can have servicing included, as well as 24-hour roadside assistance – giving you peace of mind should something go wrong.

With a novated lease, you have the choice of a fully maintained lease or a non-maintained lease. If you want to keep all your payments in one place and finance them via your pre-tax income, a fully maintained novated lease is the way to go. Alternatively, you can find your own insurance and maintenance providers and pay for those via your post-tax income. Whatever you choose, Clear Lease will be on hand to provide any assistance you might need.

Cheap Fuel & Maintenance

All of your running costs can be included in your lease agreement. This can include things like fuel, maintenance, servicing and insurance. Since Clear Lease manages a large volume of vehicles, we have managed to negotiate discounted fuel and maintenance with our partners, saving our customers even more money.

Our novated lease packages feature options to include the majority of your running costs:

  • Car registration
  • Insurance premiums
  • Fuel costs
  • Servicing & maintenance
  • Tyres
  • Regular car washing
  • Road side assistance


A novated lease lets you make your lease payments from your regular pay cycle before the tax man gets his cut. As your repayments are taken from your pre-tax income, it means that you’ll have less tax to pay. Plus, with a range of Toyota Fleet vehicles, you can find the right model for you. You also don’t pay GST on the purchase price of the car AND you don’t pay a deposit, keeping more cash in your pocket.

If you do fall in love with your vehicle, you do have the option of paying off the residual amount at the end of the lease. Alternatively, you can refinance or re-establish your existing lease for an additional term. You can always trade or upgrade your vehicle too.

Are novated lease cars worth it?

A Toyota novated lease could save you thousands. With running costs and roadside assistance included and paid for before the tax man take his slice of the pie, it’s a much cheaper alternative than some of the more traditional financing options, such as a standard car loan.

For an accurate estimate of your novated lease costs please use our car leasing calculator.

Many drivers find a lease is simply more convenient. You don’t need to provide an upfront deposit on your car and your employer makes the repayments on your behalf from your pre-tax salary. The financing costs and the budgeted operational allowance is all covered in one easy payment.

A regular car loan, also known as a Chattel Mortgage generally requires a deposit paid from your savings. You pay for ALL of the loan repayments, vehicle expenses and operational costs from your post tax income, which means you are paying more tax than if you go with a novated lease as well as juggling all the payments and bills.