Audi Novated Leases

Got your eye on a high-performance coupe? And the other eye on a RS5 Sportback? Don’t go cross-eyed now. Whatever Audi you’ve got your heart set on, we’ll help you get it in the most cost-effective way.

What is a novated lease?

It really isn’t that complicated. It’s just fancy language for huge tax savings. A novated lease allows you to lease your car directly through your pre-tax salary, reducing your overall taxable income.

The lease allows you to finance the cost of the vehicle and its running and operational costs like rego, insurance, fuel, maintenance, tyres and roadside assistance. The payments are then deducted by your employer from your weekly, fortnightly or monthly pay cycle from your pre-tax income. Take that taxman.

From the get-go, the ATO outlines the amount due at the end of the lease, so you can pay out the residual (the balloon payment), refinance your vehicle or extend your lease for an additional term. Long term, novated leasing will save you loads of cash. Another Audi, perhaps?

When you sign up for an Audi novated lease, you’ll be able to choose from a range of the latest and greatest Audi vehicles. And once you’ve received your new Audi, you don’t have to do a thing. Kiss goodbye the effort of making repayments and copping late fees if you miss it, the payments will be taken directly out of your salary by your employer – before the taxman takes his cut.

The benefits of the novated lease at a glance:

  • You don’t pay GST on the purchase price of the vehicle – saving you thousands!
  • Discounted fuel, maintenance and insurance. We’ve negotiated discounted services to save our clients even more money, thanks to the volume of vehicles we manage.
  • Stacks of financing terms to match your income and lifestyle, making novated leases one of the most flexible lease options on the market.
  • No more vehicle bills sneaking up on you, it’s all covered.
  • Reduce your taxable income and keep more money in your pocket.
  • We help you source the car of your dreams at a discounted rate – drive a brand new car for less!

Drive the car you want without compromising your lifestyle

The cost of cars just keeps getting higher and higher. And if we’re talking showroom vehicles, you better have saved your bickies. As well as the upfront costs, there’s more and more expenses than can haemorrhage your bank account – servicing, insurance, rego – the list is endless.

With a novated lease, you can choose the wheels you want without breaking the bank and sacrificing your lifestyle. Whether sporty and sleek or a full-size crossover SUV – the novated car leasing options are endless. 

Benefits of an Audi novated lease

Clear Monthly Payments

The monthly payments vary depending on the Audi model you choose, the price of the vehicle, the length of the lease term and the balloon size (dictated by ATO). We’ll also take maintenance, registration, tyres and insurance costs into account, if you choose to include these as part of your lease package. This means you can spread all your annual running costs over your regular payments.

At Clear Lease, our end game is to make sure every cost is crystal clear to our customers and that they understand exactly what their novated lease covers. We pride ourselves on a what-you-see-is-what-you-get approach.

Your lease, your choice.

When it comes to deciding the expenses you want covered within your novated lease agreement, you’re in charge. Servicing and roadside assistance can be part of your package. Or not. We don’t force deals on to you – you can choose from a fully maintained novated lease (all expenses covered) or a non-maintained novated lease, letting you manage all of the vehicle maintenance costs yourself with your post-tax income.

If you choose to include insurance in your lease package, Clear Lease can also add roadside assistance to your policy for the duration of your contract. It’s just another way to make sure you’ll always be covered if you ever break down on the road.

Now let us go all Mumsy on you and remind you to review all the information in your lease carefully before you sign it. The agreement will specify exactly who pays for repairs and services, during the lease term.

Management Fees and Charges

We like you, we really do. But we do need to charge a small monthly management fee to cover our costs to manage your vehicle and all of its needs throughout the contract. This is included in your monthly payments – it’s never hidden away inside your loan package. We are up front – you’ll always know the exact breakdown of your costs when you take out a Clear Lease novated loan.

While nobody likes fees and charges, you can bet your bottom dollar it’s worth getting a novated lease. This fee will be easily recouped with the savings you make from choosing a novated lease option.

Running Cost inclusions

Our novated lease packages feature options to include all of your running costs:

  • Car registration
  • Insurance premiums
  • Fuel costs
  • Servicing & maintenance
  • Tyres
  • Regular car washing
  • Roadside assistance

You can enjoy the convenience of knowing your exact costs, all the way down to your fuel, which is managed by your fuel card.


The cost of novated leasing an Audi depends on a range of factors, including the age of the vehicle, term of the loan, size of the balloon/residual payment at the end of the term, as well as maintenance and insurance costs. Therefore, it’s hard to say which Audi model is going to be the cheapest for you, as this will actually vary from person to person. Our team is here to help you through the process.

Typically, Audi’s smaller models such as the A1 will be the most affordable for the majority of customers. To get an accurate reading on costs please use our car leasing calculator.

In our humble non-biased opinion, signing up for a novated lease is by far the cheapest and easiest way to get your hands on a new car. Not only will you avoid paying GST on new vehicles, saving you thousands, you’ll benefit from fuel and maintenance discounts – and of course huge tax savings. All of these costs really add up over the year.

If you’re going down the path of a regular car loan, also known as a Chattel Mortgage, you’ll miss out on a range of benefits like the reducing your taxable income and reduced operational expenses. With a car loan, you may also need to pay a deposit up front. Keep your savings in your pocket, go with a novated lease.

Overall, the benefits that novated leasing offers are hard to ignore.