Novated Car Leasing Perth

Looking for a ripper deal on a new car in Perth? Look into a novated lease. At Clear Lease, we can hook you up with a novated lease that will get you a new set of wheels and save you a load of money in the process. As one of the most popular car leasing companies in Perth, we’re here to explain all about the process of novated leasing and how you can benefit from it. Whether you’re looking for a Toyota or a shiny new BMW or any other slick ride, we can can help out.

How does a novated lease work?

Before we get into the amazing benefits novated leases offer, let’s define what a novated lease is. In its simplest terms, a novated lease is where an employee’s vehicle is paid for through salary packaging. This means the cost of the car and its expenses are paid for from your pre-tax income. Every pay cycle, your employer will deduct a fixed amount from your pre-tax salary, which goes towards the cost of the vehicle, as well as the insurance, rego and maintenance costs.

The fact that all the payments are taken pre-tax is one of the biggest benefits of novated leasing. It leaves employees with a lower taxable income and the taxman will take a smaller slice of your salary. When this is combined with the GST exemption of novated vehicles and the fact that there is no deposit required, the savings quickly stack up.

When your novated lease comes to an end, you’ll have the option of paying off the residual amount (outlined by the ATO), if you’d like to own the vehicle. Alternatively, you can look to get an upgrade, refinance or re-establish your existing lease for another term.

Drive your dream car without owning it

Thanks to the big savings a novated lease provides, some people find they can generally opt for a car they might have previously thought was out of their reach. Because a car lease term typically lasts between 2-5 years, you can regularly upgrade to a brand new vehicle. If you find yourself falling in love with one of the cars you lease, then you’ll always have the option of paying off the residual at the end of the contract to own it yourself. The team at Clear Lease can walk you through your options and help you make a smart choice.

Novated lease costs

Monthly Payment

The payment will be taken within your usual payroll cycle from your pre-tax salary and will pay for the value of the vehicle, as well as any insurance, maintenance and other coverage that you decide to include in your plan. Since everything is spread equally and annually over your lease term, you know exactly where your money is going and what’s covered every month.

Servicing & Roadside Assistance

No matter how careful a driver you are, things can go wrong. It’s nice to know if you break down, roadside assistance will be there to sort everything out. With Clear lease, novated leasers can benefit from:

  • 24/7 on-demand roadside assistance
  • Getting back on the road quickly
  • Peace of mind knowing that help is on the way


Clear Lease charge a small management fee to manage the monthly lease payments. Of course, these costs will be made fully transparent before you commit to anything. The fee can differ depending on your employer and will be fully disclosed in your quote and contract. The good news is this fee can be quickly made back by the impressive savings that you’ll be making on, insurance, fuel, and maintenance. The team at Clear Lease are here to make sure all of your accounts are paid on time, every time – we’ll manage all of the painful paperwork!

Running Costs

Our novated lease packages include options to cover all the running costs of your vehicle. From fuel to servicing, tyres and rego, everything can be covered under your regular payment. Here’s a selection of the costs that can be covered:

  • Car registration
  • Insurance premiums
  • Fuel costs
  • Servicing & maintenance
  • Tyres
  • Regular car washing


If you want to drive a brand new car but you’re worried about how you’re going to finance it, then a novated lease is definitely a good option to consider. In the long run, novated leasing usually works out much cheaper than other leasing models, and is substantially more cost-effective than buying a car through more conventional means.

If you take out a novated lease, you’ll also receive some big tax benefits – you won’t pay GST on the purchase price of the car and you’ll reduce your taxable income. Throw in the fact that you don’t need to pay a deposit, novated leasing is an attractive option to keep more cash in your pocket. Depending on your circumstances, a novated lease is nearly always the most affordable way to drive your dream vehicle. Our team are experts in novated leasing and can investigate the best option to save you the most money.

Buying a brand new car can really put a dint in your savings. In a lot of cases, many people are priced out of driving what they want. Novated leasing offers a way for employees to gain access to new and premium vehicles, in an affordable and cost-effective way. No GST, no deposit, no worries! Plus tax saving aplenty!

When you purchase a vehicle through a standard car loan (chattel mortgage), often you have to pay a deposit. You also pay GST on the purchase price and you are responsible for paying all of the operational and maintenance expenses with your post tax income.

When your novated lease runs out, you’ll have the option to pay off the residual amount (outlined by the ATO) on the vehicle and buy it. This is a great idea if you’ve found a car that you really enjoy driving. Make it yours!

To find out how much a vehicle would cost to lease in Perth, Western Australia, use our handy lease calculator. It will help you to figure out how much you can comfortably afford to pay each month. It’s also a good idea to look at a range of different vehicle models before you decide. If you need a hand, our team are happy to walk you through the process and provide a detailed quote.

Yes! A novated lease allows you to use salary packaging to pay for the lease and all of the running costs using your pre-tax salary. This means you can keep more money in your pocket and reduce the amount of income tax you pay – dishing out less to the tax man!

Novated leasing also has some big benefits for employers too! Here are a few of them:

  • You won’t have any of the stress of vehicle ownership, the bank holds ownership until the novated lease contract is finished, and the employee can choose to pay off the residual amount at the end of the contract to take ownership of the vehicle.
  • You can negotiate with your staff to brand the vehicle with your business, giving you the benefit of a fleet but without the risks an administrative hassle associated with ownership.
  • Your staff can have a say in the insurance, maintenance, and other costs that they want to be budgeted into their lease package.
  • By offering Novated Leasing to your staff, you may end up with better staff retention and satisfaction because of the extra service and savings they receive.
  • If an employee leaves you are not left with the car